Insurance for Therapy?

My Clients often ask me if they should use their insurance (for example, Blue Cross) to pay for their sessions:

Pros:

• Using insurance can take some of the financial burden away from going to therapy. Your insurance will often pay for these services with a co-pay. Most insurance companies allow their subscribers a certain number of therapy sessions per calendar year. Blue cross often gives unlimited sessions. 

Cons:

• This happens to be my biggest issue with billing insurance: When a therapist provides an insurance company with a bill the of their therapy services then any person in the insurance company may have access to your mental health information.
• My second biggest issue is that in order to receive services therapists are required to diagnose. This goes on a permanent record for the future.